No-spend challenge tracker

Types of habit tracker

Habit tracker

When to use a no-spend challenge tracker

  • A challenge

    Choose a month and buy nothing beyond bills and food, colouring in each day you manage it.

  • Saving up

    Add up what you did not spend and move it straight into savings.

  • Spending

    Colour a day pink when you spent, so you can see which days are hard, like weekends.

How to make a no-spend challenge tracker

  1. 1Draw the table
  2. 2Mark each day
  3. 3Count it up

Helpful resources

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